See the full stamp duty on a Singapore purchase — BSD plus ABSD, based on your residency and how many properties you already hold.
For joint purchases by buyers of different profiles, the highest applicable ABSD rate applies to the whole purchase.
| Buyer’s Stamp Duty (BSD) | — |
| ABSD | — |
| Total payable | — |
ABSD is often the single largest cost in a purchase decision. Structure and timing matter — and for married couples there may be remission.
Discuss your purchase Read the ABSD guideBuyer’s Stamp Duty applies to every residential purchase on a tiered scale: 1% on the first S$180,000, 2% on the next S$180,000, 3% on the next S$640,000, 4% on the next S$500,000, 5% on the next S$1.5 million, and 6% on anything above S$3 million.
Additional Buyer’s Stamp Duty then applies depending on who you are and what you already own. Singapore Citizens pay nothing on a first property, 20% on a second and 30% on a third or more. Permanent Residents pay 5% on a first, 30% on a second and 35% on a third or more. Foreigners pay 60% on any residential purchase, and entities 65%.
Married couples with at least one Singapore Citizen may qualify for ABSD remission on a replacement matrimonial home if the first property is sold within the required window. That relief is conditional — check it against your own circumstances before relying on it.
This calculator gives indicative estimates only and does not constitute financial, legal, tax or investment advice. Stamp duty rates, cooling measures and CPF rules change, and the correct treatment depends on your specific circumstances — including your residency status, property count, ownership structure, marital status and the exact dates of your transaction.
Always verify current rates with IRAS and seek advice from your own conveyancing lawyer, tax adviser and banker before acting. Figures shown are rounded and exclude items such as renovation, agent fees on your next purchase, penalties for early loan redemption, and any outstanding property tax or maintenance.
Josh Tay · CEA Reg. No. R024656I · Arcadia Consulting Pte. Ltd. · Estate Agent Licence No. L3010893J